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Cruising with Confidence: A Comprehensive Guide to Auto Insurance in the Palmetto State

Getting auto insurance in Charleston, SC doesn’t have to be complicated when you have the right support. Talk to an expert at B&A Insurance LLC to learn about the best coverage options for auto insurance. 

Why You Need Auto Insurance in South Carolina

Having auto insurance in the Palmetto State is a legal responsibility for all drivers. Drivers caught driving without insurance can be subjected to penalties, fines, and legal fees. South Carolina drivers must carry state minimum insurance to remain compliant with the law. 

Repeat offenders may face even steeper legal penalties or traffic citations and fines that can even include jail time. 

Legal Compliance

South Carolina law mandates that all registered vehicles must be covered for bodily injury or personal injuries that happen as a result of an automobile accident. 

Protection from Lawsuits

An active auto insurance policy with adequate coverage can help protect drivers from lawsuits for bodily injury or personal injury legal claims that arise from accidents. 

Automobile Repair or Replacement 

Drivers who opt for extended coverages like comprehensive and collision insurance extend the protections of their property. 

Comprehensive and collision policies add coverage for collisions and non-collision-related incidents, including automobile damage from natural disasters, vandalism, or theft. 

Frequently Asked Questions

Q1. – Who needs auto insurance in South Carolina?

All registered vehicles must be covered by adequate auto insurance. 

Q2. – What do comprehensive and collision policies cover in SC?

Comp and collision policies can protect from theft, natural disasters, and non-collision-related accidents.

Q3. Why do drivers need auto insurance in SC?

Drivers in SC are legally required to have auto insurance.

Schedule A Consultation Today!

A licensed insurance agent at B&A Insurance LLC in Charleston, SC can help you remain in compliance.

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