Skip to content
Click to Call
B&A Insurance

640 Dupont Rd
Charleston, SC 29407

Get Directions
Featured Blog

How Commercial Insurance Reduces Risks

Running a small business takes a lot of gumption and skill. Whether you run a restaurant, a workshop, a consulting business, or whatever else, you’ll want to ensure that you mitigate risks as much as possible. One of the best ways to mitigate risks is to take out a commercial insurance plan. Partner with B&A Insurance LLC, serving Charleston, SC and beyond, to learn more.

Each commercial insurance plan will have its own terms and conditions. It’sessentialt to evaluate every policy and to figure out what is and is not covered. Of course, as a business owner, you may not have a lot of excess time on your hands. It’s wise to discuss coverage options with an insurance agent so that you can learn all the necessary details.

Mitigating Risks With Commercial Insurance

Many different events can impact a business. A corner store or gas station might be robbed, or vandals could break into a factory and destroy valuable equipment. A fire might break out at a restaurant, or a hurricane could destroy a warehouse. The risks are almost endless.

If an unfortunate event strikes your business, you risk losing your property and income. If an uninsured restaurant burns down, the business owner will have to pay to rebuild everything. Unfortunately, many, if not most, business owners will lack the capital to do so.

As a result, they may not be able to rebuild their business. This also means they won’t be able to rebuild their income. With the right commercial insurance plans, you can get the funds to rebuild your business after tragedy strikes. This way, you can rebuild your income and rekindle your business ambitions.

Reach Out To Us

What is and is not covered will vary from plan to plan. If you want to discuss commercial insurance, contact B&A Insurance LLC, serving Charleston, SC and areas nearby. 

Does Your South Carolina Commercial Insurance Need a Cybersecurity Boost?

When you are looking for commercial insurance, you may want to consider adding cybersecurity protection to your policy. If your business and commercial data is exposed at the wrong time, or you experience a systems outage due to cybercrime elsewhere, your revenue can be protected. 

At B&A Insurance LLC, we want Charleston, SC businesses to have a plan in the event of a cybersecurity crisis.

What Are Your Risks?

Cybersecurity solutions in an insurance product can help protect your business, its data, and revenue. This insurance will help you to plan for and manage a cyberattack. 

The main risks to cybersecurity in your business are ransomware, malware, and hacking. 
Ransomware is an event when a hacker hijacks your network and asks you to pay in order for you to get your data and networks back.
Malware is a dangerous software program or virus that is sent to you by a dangerous entity. 

A hack is a hack. It can occur internally, or it can occur from an outside body. This occurs when someone knowingly steals information from your data centers, network, IT departments, or all of the above.

Any one of these scenarios will bring your business to a halt for just a few minutes. The longer your business is closed to manage these problems, the bigger the problem for you.

Cybersecurity solutions in an insurance product will help to protect your revenue from these problems.

Get a Quote

At B&A Insurance LLC, we can design a cybersecurity package with your commercial insurance so that Charleston, SC business owners feel protected against every risk. Get a quote for cybersecurity liabilities and data breach protection today.


Right 1st image

Locally owned and operated

Right 2nd image

Policies that meet & exceed expectations

Right 3rd image

Get an Annual Policy review

States Served

  • South Carolina
  • Connecticut
  • New York
  • Pennsylvania
  • Florida
  • Massachusetts
  • North Carolina
  • Georgia
  • Washington
  • California