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Charleston, SC 29407

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South Carolina Classic Car insurance coverage

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Classic Car Insurance in South Carolina

There’s nothing like rolling down the neighborhood in a fresh-looking classic car. There’s just something very classy and elegant about it, which is why it’s one of the more coveted luxury items on the market.

Before you get all too excited about getting one, however, you should pay attention to the accompanying requirements, such as getting classic car insurance.

Classic Car Insurance

As the name clearly states, classic car insurance specifically applies to vehicles that are classified as antique or collectible. Because its age is a special feature, the cost of insurance usually is set based on the agreed value of the vehicle.

What makes classic cars unique is that while regular cars lose value almost instantly, classic cars see an increase in theirs, especially if they are well-maintained and cared for. This alone warrants a good insurance policy to protect the value of the classic car.

Do You Need Classic Car Insurance

Federal law mandates vehicle owners to get auto insurance. This means that if you own a classic car in South Carolina, you will be covered by this mandate.

Failure to meet this requirement has a corresponding penalty that you certainly wouldn’t want to get, as it entails paying a fine at the very least, or getting your license suspended at worst.

How to Get Classic Car Insurance

The first thing you should do is get in touch with a reputable agency such as B&A Insurance LLC in Charleston, SC so you can be briefed about what to expect from this type of insurance. Expect to have a lot of questions about the type of vehicle, as determining whether it falls under the parameters of classic cars is crucial to getting this type of insurance.

Also, classic car insurance can cover other kinds of collectible vehicles as well, such as vintage military vehicles, motorcycles, sports vehicles, exotic cars, or even classic milk trucks.

Talk to a professional agent from B&A Insurance LLC in Charleston, SC to have all your questions answered, and to get a free quote.


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  • South Carolina