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B&A Insurance LLC

640 Dupont Rd
Charleston, SC 29407

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South Carolina Motorcycle insurance coverage

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Motorcycle Insurance in South Carolina

Whether you are cruising to work once in a while on your motorcycle or taking it on a weekend gateway, you need to make sure that you have dependable motorcycle insurance. We offer reliable policies here at B&A Insurance LLC in Charleston, SC customized to fit your needs. Depending on what type of coverage you are looking for, we offer liability, comprehensive, and collision just to name a few.

Motorcycle Insurance Requirements

Riding without motorcycle insurance can cost you some pretty hefty penalties such as license suspension and even fines. Motorcycle insurance is legally required in the state of South Carolina. Prior to registering your bike, you must show proof of your insurance. You will have to pay out of pocket for repair and medical costs if you are involved in an accident and do not have insurance. However, the state does not require that you possess insurance if your motorcycle is being kept in storage or being driven on private property.


There are many options to choose from for your coverage needs such as:

  • Collision- This coverage will cover repairs or replacement costs if your bike is destroyed or damaged resulting from an accident with another motorist.
  • Comprehensive- This option will keep you protected if your bike sustains damage from things such as vandalism, theft, or even fire.
  • Medical payments- Insurance coverage is provided to you for medical costs or funeral expenses if you are injured or killed in an accident.
  • Uninsured/underinsured- insurance protection is provided to you against other drivers who either do not have any insurance or not enough insurance to cover damage to your motorcycle.
  • Accessories- You are given insurance protection under this option for any motorcycle accessories. Customized features that you may have added after purchase are also covered under this option.


If you are interested in obtaining a quote, visit our B&A Insurance LLC website. We are located in Charleston, SC.


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Servicing States

  • South Carolina