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640 Dupont Rd
Charleston, SC 29407

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South Carolina Motorcycle Insurance Coverage

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Motorcycle Insurance in South Carolina

Motorcycle insurance is a state requirement for bike owners within South Carolina, allowing you to legally drive around the state without repercussions such as fines and penalties. Knowing the various types of covers available for South Carolina riders also will enable you to evaluate the ideal features for your coverage, helping you get proper protection. Listed below are standard motorcycle insurance options to consider signing up for.

Bodily Injury Liability

This policy will kick in when you need help covering 3rd party injury costs. These include prescription fees, ambulance costs, and consultation expenses. Liability coverage will also help you pay legal fees and damages awarded when you are sued for injury claims.

Collision Coverage

This policy will be helpful when you run into vehicles and stationary objects on the road. It allows you to pay for costs such as repairs and replacement fees for your car when you collide with objects such as electric fences, trees, and buildings.

Property Damage Liability

If you need help taking care of 3rd party property damage costs when you are found liable for an accident, property damage liability will be ideal. It helps you pay for repairs to other person's damage costs when you destroy other vehicles and structures, such as buildings and fences.

Comprehensive Coverage

Comprehensive coverage protects you when you get into non-impact accidents. This includes hazards such as theft, vandalism, fire, and hail. It will compensate you for the repair of your vehicle or replacement when the damage is significant.

Towing and Labor Coverage

Towing and labor coverage are optional, allowing you to cater to breakdown costs. It will provide compensation when you need to tow your motorcycle due to mechanical breakdowns while paying for the labor costs.

If you need help identifying ideal coverage for your bike within Charleston, SC, reach out to B&A Insurance LLC today. Our South Carolina agents can help you get personalized motorcycle coverage for peace of mind.


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