640 Dupont Rd
Charleston, SC 29407
Contrary to popular belief, RV insurance within South Carolina is separate from auto insurance, with the former providing coverage suited to RV traveling needs. This makes it possible for RV owners to unlock benefits such as collision coverage with liability claims also covered under B&A Insurance LLC RV policies. Listed below are some RV insurance options that RV owners can enjoy while driving within the state.
Uninsured coverage helps pay for repair costs when a driver hits you without insurance. It will also reimburse your medical expenses when you or your passengers get injured during an accident. Underinsured coverage helps offset your RV repairs and injury expenses when you are hit by a driver whose insurance is insufficient to cover these costs.
Comprehensive coverage will be ideal when you get into non-impact accidents. These typically involve hail disasters, theft, vandalism, and fire incidences. It will help you cover your repair and replacement expenses, keeping your out-of-pocket costs to a minimum.
Collision coverage will, on the other hand, come in handy when you need help taking care of head-on accidents. Examples include colliding with objects such as buildings, stationary posts, and other RVs or vehicles.
Due to the convenience that RVs often provide, numerous RV owners may choose to convert their RVs into their primary dwelling places. Full-time coverage will be ideal for such a scenario, allowing you to take care of needs such as liability claims when 3rd parties get injured, or their property gets damaged, additional living expenses coverage, and medical payments coverage.
Roadside assistance provides financial relief when you need help paying for breakdown costs. These generally include towing costs, fuel delivery, and tire changes. If you also need help paying the ensuing mechanic's repair fee, this policy will compensate you for the expenses incurred.
If you need tailor-made coverage suited to South Carolina residents' needs, call B&A Insurance LLC today. Our Charleston, SC agents will take you through your RV policy's various features and requirements.