640 Dupont Rd
Charleston, SC 29407
Having a car of your own comes with numerous benefits, including the flexibility it provides, allowing you to drive within Charleston, SC as you please. Even with this, getting auto insurance is a safe bet for providing peace of mind, allowing you to cover damage costs when encountering unexpected hazards. B&A Insurance LLC tackles various types of coverage that will be worthwhile driving within South Carolina.
While auto coverage is a requirement in numerous states, not all drivers will sign up for it. If you get into an accident with such a driver, you will likely need to offset your medical bills and repair costs when the driver's insurance is insufficient. This calls for underinsured coverage, providing compensation for these costs. If the driver has no coverage, uninsured coverage will cover the ensuing fees.
Collision coverage will come in handy when you get into a collision accident. It will help you pay for vehicle repair and replacement costs when you hit objects such as vehicles, poles, buildings, and fences.
Comprehensive coverage will help you pay the costs of fixing your car when you get into a non-collision accident. This includes covered disasters such as fire, hail, or vandalism. It will also compensate when your vehicle is stolen, allowing you to replace it.
Liability coverage covers your property damage and bodily injury liability claims when you are found liable for auto accidents. It will help you pay 3rd party medical bills when other passengers are injured in an accident that you cause while also allowing you to cover property damage costs when other motorists' vehicles, fences, and buildings get destroyed. This policy will also be your go-to if you are sued for damages, helping you cover the legal fees.
For more information on auto insurance within Charleston, SC, contact B&A Insurance LLC today. Our policies are tailored to South Carolina's needs, providing customized protection plans.