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B&A Insurance LLC

640 Dupont Rd
Charleston, SC 29407

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South Carolina Homeowners with Home Insurance Coverage

Home Insurance in South Carolina

Your home may in many ways still be your castle, but these are not medieval times. Modern homes are subject to both physical and financial threats, which is why it is wise to have a home insurance policy. Such home coverage is available from B&A Insurance LLC, in Charleston, SC.

Threats to Your Home

Although home insurance is not legally required in South Carolina, the purchase of a policy is the best way to protect your property and its contents, and your general financial status. Additionally, the purchase of basic coverage may be required in order to obtain a mortgage. Threats to property come in many forms, including nature, which can wreak havoc with severe storms, high winds, hail, and lightning strikes. Others come in the form of accidents, especially house fires. Still, other threats are human in nature, with improper or even deliberate actions leading to the loss of property or even personal injury. A home policy can protect you and your family from these and other threats.

The Need for Adequate Coverage

A home policy will cover damage or destruction to the main building on your property and related structures, including the garage and fencing. It will also provide the compensation needed to repair or replace personal property, including furniture and clothing. The compensation it offers will become available after either accidental or natural events. In the event that your property is uninhabitable, a policy will provide the expenses needed to live somewhere else. A home policy will also cover items that are stolen. One aspect of a home policy pertains to liability in the event that something or someone on your property harms something or someone else. Additional coverage can even be obtained to cover such events as earthquakes, which are a reality in South Carolina. Consider turning your home into at least something resembling a castle with a policy from B&A Insurance LLC, in Charleston, SC.

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Servicing States

  • South Carolina